First of all, the background, and now payoneer, there is no card by default. If you want to apply for this card, you need to have a cross-border income of US$40 before you can apply. The threshold is much higher than before. After application, there is an annual card administration fee of $29.95.
For most users, there is no need to apply. They can directly use Payoneer to collect and withdraw cash to domestic bank cards, which is the most cost-effective.
Currently, those who use this card are mainly doing overseas shopping and spending foreign currency on overseas platforms. Or a partner who purchases products on AliExpress for dropshipping.