No. The minimum repayment of CCB credit card is still a normal repayment. As long as it is a normal repayment, it will not affect your personal credit. According to relevant public information inquiries, it is known that only the overdue record of credit cards will affect credit. When the user's repayment ability is insufficient, choosing the minimum repayment or installment repayment can effectively reduce the repayment pressure and avoid overdue payments. However, choosing the minimum repayment in each period is not conducive to increasing the limit of CCB credit card. The user's repayment ability is insufficient. It is recommended to develop good consumption habits.