Desirable. China Merchants Bank is one of the official cooperative institutions of Tesla Financial Services. It can carry out loan business such as car installments. The official cooperation interest is 4 points, and for large customers, it is 3.5 points, which is advisable. Tesla) is an American electric vehicle and energy company headquartered in Palo Alto, Silicon Valley, California, USA. It was first co-founded in 2003 by Martin Eberhard and Mark Tarpenning.