1. First of all, if an individual voluntarily applies to the bank to stop payment, as long as the card is in good condition and there is no risk in the card, the bank will generally resume using the card immediately after accepting the user's application to stop payment.

2. Secondly, there is a payment security problem in the credit card, which leads to the payment being stopped. Cardholders need to explain the situation to the bank and usually stop paying within 24 hours.

3. Finally, due to other reasons, such as overdue repayment, cashing, etc. It is difficult or even impossible to cancel the payment suspension.