The repayment date for Industrial Bank credit cards is determined based on the statement date, which is generally the 20th day after the statement date. For example: the bill date is the 2nd of each month, and the repayment date is the 22nd of each month.

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1. The interest-free repayment period starts from the bank accounting date to the final repayment date. The longest interest-free period for Industrial Bank credit cards is 50 days and the shortest is 20 days. . The length of the interest-free period varies depending on the date of payment. Spending on the day after the billing date can enjoy the longest interest-free period. For example, the bill date is the 18th of each month. If you make a purchase on August 19, the settlement will be on the bill on September 18. If you pay in full on October 8, the last payment date, you can enjoy the longest 50-day interest-free period ( August 19-October 8). If you make a purchase on August 18, that day is the billing day, and the final repayment date is September 7, you can only enjoy the shortest 20-day interest-free period.

2. Industrial Bank was founded in 1988 with its head office in Fuzhou City, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is an organization directly affiliated to the head office headquartered in Shanghai and is fully responsible for the operation and management of Industrial Bank’s credit card business.

3. Basic features: You can choose a password when swiping the card, use your signature to make purchases, or add password protection. The Industrial Credit Card fully takes care of your consumption convenience and security needs. There is zero risk in reporting loss. If the card is lost, you can call the 24-hour customer service hotline 95561 or complete the loss reporting procedure through the interactive SMS service. The loss report will take effect immediately, and there is no need to worry about all subsequent risks. One card with dual currencies provides distinguished cardholders with two settlement currencies, RMB and USD. They can make purchases in more than 200 countries and regions around the world. Overseas consumption can be repaid in RMB. With one card in hand, you can travel around the world. A variety of repayment methods, including cash repayment, ATM transfer repayment, automatic transfer repayment, online banking repayment, telephone banking repayment, etc., allowing you to easily repay anytime and anywhere. Very worry-free.