If you use other people’s ID card information to apply for a credit card without consent, and the overdraft reaches a certain limit, it may constitute a crime of credit card fraud. For parties concerned, after learning that their ID card information has been stolen, they should report to the local police station as soon as possible. To apply for a credit card, you must hold a valid ID card. If someone uses a copy of another person's ID card to apply for a credit card at a bank, the bank has also made a serious mistake and needs to bear certain responsibilities.

Contact your bank immediately to find out what is going on.