My dear, are you tired of typing so much?

Now to answer your question:

Can the customer service staff call me when I activate? You can cancel the card for 2K: You can cancel it, but the salesperson will call you within a week to persuade you to keep the card, and then tell you the benefits of keeping the card. You just have to refuse. OK, then you can log out if there is no consumption record within a week.

2 Please tell me about the text message I received on May 12th

How long will it take to receive the credit card letter: The bank staff will call and verify the information. It will take one to two weeks. The card will be sent to you within 24 hours. After receiving the card, you need to call to activate it. The transaction password will be sent to you one week after activation, and then you can use your credit card to make purchases.

3. Can I use any method to pay back the money without going to the Bank of Communications counter: You don’t need to go to the counter, but you need to open online banking. If it is a salary card, it is not recommended to open online banking. You can pay yourself at the ATM machine without going to the counter, which is very convenient.

4. I bought something worth RMB 3,600 from Happy and then applied for payment in 12 installments. Do I only need to pay back RMB 300 per month? Probably not. You can call the credit card service number of the Bank of Communications to ask. You can Tell them about your situation and they will help you figure out how much you have to pay each month. However, it seems that Bank of Communications will refund you a certain amount of cash if you pay in installments. For example, if you pay in 12 installments, it will probably refund you the handling fee and interest of one installment.

5. Will I be charged fees and interest when I use a credit card to buy things in a store or pay a phone bill? There is a one-month interest-free period for buying things in the mall. If I don’t pay back within one month, You have to pay a late payment fee. The late payment fee is very high, so you must pay it back on time. I haven't seen anyone who can pay the phone bill by swiping money. If you withdraw cash, you will be charged a handling fee, and the handling fee is higher than that of ordinary UnionPay cards. If you are talking about paying the phone bill at an automatic transfer machine, there will definitely be a handling fee.

Oh my god, I am exhausted from typing so many words.