If the balance of CCB card (debit card) account is less than that of 500 yuan, the bank will automatically deduct the quarterly management fee of 3 yuan and the annual fee of 10 yuan. Debit cards with zero account balance and no transaction for three consecutive years (including three years) will be automatically cancelled by the banking system. The banking system will automatically cancel the card, and the fees generated by the debit card will be written off.
Debit card arrears are not recorded in personal credit information, and debit cards do not represent personal credit and will not affect personal credit.
1. If there is any arrears, pay the arrears first, as well as interest on late fees and so on.
2. After confirming that the arrears have been paid off, call the CCB Credit Card Center to receive manual service. Let's just say that the credit card in your name has been cancelled, and the most important thing is that all credit card accounts have been cancelled.
Yes, you can. You need to pay off all debts before the credit card of CCB is cancelled. If you don't activate, there will be no debt. Just call the CCB credit card customer service hotline (the phone number is printed on the back of the credit card) to apply for cancellation. No charge. After the customer service registration is cancelled, you cut the card along the magnetic stripe and chip and destroy it. There is no extra charge after 45 days, and it is officially cancelled. All you have to do is call and cut the card. However, I think CCB's credit card is still quite useful. You can log on to the website of CCB Credit Card-Credit Card Application-Credit Card Products to see your own card type. You can consider opening it.