The biggest advantage of large-amount credit card loans compared to traditional bank loans is that they do not require low-pressure or guarantees and are fast-disbursed. Before a credit card is issued, the bank already has a thorough understanding of the lender's qualifications, so as long as qualified customers can get a loan of 300,000 yuan or more with just a credit card. So which banks now have credit card loan products?

How to get a large credit card loan? First of all, credit card holders need to submit an application for a large loan to the card-issuing bank. Some banks will require the applicant to supplement some materials, especially when the loan limit is high. After review, the bank will transfer the large credit card loan limit to the cardholder's credit card account, and the cardholder can use the funds for consumption.

Which banks can apply for large credit card loans? Many banks such as Hua Xia Bank, China Guangfa Bank, China CITIC Bank, Bank of Communications, China Merchants Bank, and Industrial and Commercial Bank of China have credit card loans. As long as you have a credit card from the bank, you can Apply for processing. Specific product introduction: Bank of Communications Haoxiangdai Bank of Communications' new credit card installment business - Haoxiangdai, provides bulk consumer credit support with a high exclusive limit (up to 150,000) and convenient service procedures. Hua Xia Bank Express Gold only requires credit without any mortgage guarantee, and you can obtain a credit line (10,000-500,000) from the bank based on your monthly income. CITIC Bank Xinjinbao relies on the credit card platform to provide convenient, efficient and low-cost personal unsecured and unsecured cash advance services within the credit card limit for customers with stable jobs and incomes. ICBC Yidai allows individuals to apply for this loan business with a single consumption amount of RMB 600, and the maximum loan amount for a single household is RMB 600,000.

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