Hello, if it is a China Merchants Bank credit card, the credit card has a billing date and a repayment date. After you swipe the card for consumption, a bill will be generated on the billing date, and then you can repay on or before the repayment date. There is no interest.

Credit cards can enjoy the longest interest-free period for consumption on the statement date. The interest-free period means that credit card holders can enjoy interest-free treatment if they repay the entire amount due before the due payment date (inclusive). The period between the bank accounting date and the due repayment date for consumer transactions. The maximum interest-free repayment period is 50 days, unless otherwise agreed between the card issuer and the applicant, but the maximum interest-free repayment period shall not exceed the maximum interest-free repayment period required by relevant laws and regulations (advance loan) (except cash).