1. Domestic inter-bank remittance arrival time:

1. Counter channels:

(1) Ordinary remittance: generally arrive within 24 hours, specific arrival time The remittance time depends on the accuracy of the remittance information and the business processing efficiency of the remittance bank. If the remittance is during a holiday and the payment is not received for more than 24 hours, it is recommended that you check the payment arrival status (arrival or refund) on the next working day; 100 Large-amount ordinary remittances of more than 10,000 yuan are generally received 24 hours a day on working days, and will be deferred to working days in case of holidays.

(2) Real-time remittance: The arrival time is real-time.

(3) Delayed remittance: The remittance amount is less than 50,000 yuan (inclusive) and is generally remitted after 24 hours. The arrival time varies depending on the receiving bank.

2. Online banking and mobile banking:

(1) Real-time transfer (≤1 million yuan): Real-time arrival.

(2) Ordinary transfer (<50,000 yuan): received within 2 hours; ordinary transfer (≥50,000 yuan): received in real time during working hours; during non-working hours, you can choose to make an appointment or postpone it It will be executed on the next working day.

The actual arrival time of inter-bank transfers shall be subject to the processing status of the People's Bank of China and the beneficiary bank.

Warm reminder: The above business processing will not be carried out during the upgrade and maintenance or outage of the People's Bank of China, and the payment time will be postponed.

3. ATM: A Bank of China debit card can be used to transfer funds to an account with a different name in the bank through a Bank of China ATM, or an inter-bank debit card/account transfer (including the same name or a different name) can be processed through a Bank of China/other bank ATM. , will be processed with a 24-hour delay.

For Bank of China debit card transfers to accounts with the same name in the Bank through Bank of China ATMs, the funds will be received in real time.

2. The arrival time of transfers and remittances within Bank of China:

1. Counter channels: Bank of China provides three remittance methods and arrival times according to your needs.

(1) Real-time remittance: real-time transfer and immediate arrival.

(2) Ordinary remittance: Arrival will take 2 hours after acceptance.

(3) Delay the next day: the payment will be received in the early morning of the next day after acceptance.

2. Online banking and mobile banking: remittances within Bank of China arrive in your account in real time.

3. ATM: A Bank of China debit card can be used to transfer funds to an account with a different name in the bank through a Bank of China ATM, or an inter-bank debit card/account transfer (including the same name or a different name) can be processed through a Bank of China/other bank ATM. , will be processed with a 24-hour delay.

For Bank of China debit card transfers to accounts with the same name in the Bank through Bank of China ATMs, the funds will be received in real time.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.