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Can China Merchants Credit Card be used for quick payment?

The UnionPay IC card currently launched by China Merchants Bank has a quick pass function. You can apply at any branch.

QuickPass is one of China UnionPay’s industrial brands, marking UnionPay’s contactless payment products. It is used in payment applications such as PBOC2.0 contactless IC cards and has the characteristics of fast small-amount payments.

CMB All-in-One Card with the "Quick Pass" logo can be used for consumption at UnionPay merchants that support "Quick Pass" after handling the first electronic cash transfer. Users purchase goods or services, confirm the corresponding amount, use a financial IC card with "Quick Pass" function or UnionPay mobile payment product, and quickly complete the process with a single wave on a contactless payment terminal that supports UnionPay "Quick Pass" Pay.

Generally speaking, if the single amount does not exceed 1,000 yuan, there is no need to enter a password and signature. Contactless "Quick Pass" terminals mainly cover daily small-amount quick payment merchants, including supermarkets, convenience stores, department stores, pharmacies, fast food chains and other retail establishments, as well as public places such as wet markets, parking lots, gas stations, and tourist attractions. service areas.

Extended reading

How to enable the Quick Pass function?

1. Click to open the China Merchants Bank Credit Card Service Application, Palm Life APP (Apple 12, ios14, app version 8.0.7).

2. Click My-Settings-Payment Management.

3. Perform login verification.

4. Turn on the small-amount password-free payment switch, enter the credit card payment password, and complete the activation of Quick Pass.

5. Click on the password-free amount and select the password-free amount according to personal needs.

How to turn off the Quick Pass function?

1. Download and install the China Merchants Credit Card mobile APP Palm Life (iphone 12, ios14, app version 8.0.7), and bind the credit card after installation.

2. Open the China Merchants Credit Card mobile APP and click My.

3. Jump to the page, click Register/Login, enter your mobile phone number and password, and log in.

4. After successful login, the APP returns to my page, scroll to the bottom of the page, and click Security.

5. Enter the Security Center and click Payment Management.

6. Enter the payment management interface and you can see the amount of the small-amount password-free payment you have opened.

7. Turn off the small password-free payment button, and the quick pass function of China Merchants Credit Card will be turned off.