Credit cards have to be repaid on time every month after use, but some card friends are short of funds. In order not to be overdue, they plan to use this month and last month. I wonder if it is possible. There may be friends who are not clear about using credit cards this month or last month. Today, let's briefly introduce what it means and the feasibility of doing so. what does it mean that the credit card can be used this month or last month? That is, after the bill of last month comes out, you can use the credit card to repay the loan this month. There are two ways to operate it. One is to withdraw cash by credit card, such as inserting a card into an ATM machine to get cash, or to borrow cash in advance by credit card and transfer the money in the credit card to a savings card for repayment; One is to pay back by credit card in a cycle through false transactions. For example, there are many credit card repayments on the Internet, saying that it is almost the same as long as 5% of the credit card is used for full repayment.

can I use this month's credit card or last month's credit card? It is feasible in operation, but it is not recommended. Cash withdrawal by credit card is in line with the bank card regulations, but it is not very beneficial to the cardholder. First, the cash withdrawal cost is too high, and we have to pay the handling fee+interest. The longer the repayment time, the higher the cost; Second, the repayment pressure is high, and it is necessary to make a one-time repayment for cash withdrawal. Many people would do this because they have no money. Although they may have paid back last month, this month is not necessarily the case. False transactions are illegal, and many banks have issued notices expressly prohibiting this kind of card use. The system will monitor the cardholder's card use behavior at any time. Once it is found that there is no standard card use, it is not advisable to reduce the amount or seal the card after repeated warnings.