1. If the ICBC credit card statement date is the 12th, the repayment date is the 5th of the next two months.

If you swipe the card for consumption on the 11th, there are only 28 days in February, and the payment is made on the 5th of the next month, and the minimum repayment day is 22 days.

If you swipe the card for consumption on the 11th, there are 29 days in February, and the payment is made on the 5th of the next month, the minimum repayment day is 23 days.

If you swipe your card for consumption on the 11th, there will be 30 days if the month is short, and the payment will be made on the 5th of the next month, and the minimum repayment date will be 24 days.

If you swipe the card for consumption on the 11th, there will be 31 days before the end of the month, and the payment will be made on the 5th of the next month, and the minimum repayment date will be 25 days.

If you swipe the card for consumption on the 12th, there are only 28 days in February, and the payment will be made on the 5th of the next two months. The maximum repayment day is 52 days.

If you swipe the card for consumption on the 12th, there are 29 days in February, and the payment will be made on the 5th of the next two months. The maximum repayment date is 53 days.

If you swipe the card for consumption on the 12th, there will be 30 days if the month is short, and the payment will be made on the 5th of the next two months, and the maximum repayment date will be 54 days.

If you swipe your card for consumption on the 12th, most of the two months will be 31 days, and you will repay on the 5th of the next two months. The longest repayment day is 55 days.

2. If the ICBC credit card statement date is the 1st, the repayment date is the 25th of the following month.

If the card payment is made on the last day of the month, regardless of whether the month is big or small, leap month or February, the minimum repayment period is 25 days.

If the card is used for consumption on the 1st, there are 28 days in February, and the payment is made on the 25th of the following month, and the maximum repayment day is 52 days.

If the card is used for consumption on the 1st, there are 29 days in February, and the payment is made on the 25th of the following month, the maximum repayment day is 53 days.

If you swipe the card for consumption on the 1st, there will be 30 days if the month is short, and the payment will be made on the 25th of the next month, and the maximum repayment day will be 54 days.

If you swipe the card for consumption on the 1st, there will be 31 days before the end of the month. If you repay on the 25th of the next month, the maximum repayment day will be 55 days.

3. The commonly referred to as the longest interest-free period of 56 days refers to the beginning and the end.

To sum up, the repayment date on the 25th has 5 longest repayment days (5 months old), and the repayment day on the 5th has only 2 longest repayment days (two consecutive sets of Otsuki). There is only one shortest repayment date for a 25-day repayment date, which is 25 days. The shortest repayment days for a 5-day repayment date are 22, 23, 24, and 25 days. The 25-day shortest repayment date is only available when you are 5 months old. will appear in the month.

Therefore, the repayment date on the 25th is better than the repayment date on the 5th.