1, Work outsourcing: Compared with regular employees of banks, they are paid less and do not enjoy the same treatment as bank employees. Bank employees generally have to pay five insurances and one gold, but basically there are only five insurances and no gold.

2. Shift work system: As some bank customers are online 24 hours a day, their work and rest are very irregular.

3. Strict management: Although the wages and benefits of dispatched employees cannot be synchronized, the work intensity and pressure must be synchronized. Because of image reasons, banks basically directly dismiss employees with poor business ability and poor service attitude, and they often have assessments, and their performance is also related to this.

4. Introduction of credit card center: Credit card center is an institution established by commercial banks to manage and operate credit card business, which is different from the operation mode of traditional branches. The organization was established to operate and manage credit card-related businesses more effectively, such as card issuing business, acquiring business and credit card services.