Not good. It is not easy to apply for a Shanghai Pudong Development Bank credit card. The bank has certain thresholds for the applicant's credit record and personal income. Only those who meet the conditions can apply. The application conditions for Pudong Development Bank Credit Card are: the applicant must be over 18 years old, hold a mainland ID card, and have full capacity for civil conduct; have a stable job and income; have no bad credit record; and have a certain financial foundation.