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What is the limit of ICBC Black and White Caishen Card?

The Peony Platinum Credit Card issued by ICBC is commonly known as the "Black and White Vegetable Card" among cardholders. This card has rich benefits and is suitable for cardholders with overseas consumption needs. The following editor will introduce to you what is the limit of the ICBC Black and White Vegetable Card? What are some tips for increasing your forehead?

The limit of the ICBC Black and White Food Card is generally more than 50,000 yuan, and can reach up to one million. People with different credit conditions will have different initial credit extensions. However, even if the initial credit limit you apply for is not high, you can increase the credit limit by up to 1 million yuan by holding a card.

According to the experience of many cardholders who apply for a credit card, the ICBC credit limit is generally between 50,000 and 60,000. It is relatively easy to increase the limit to 100,000, but it is more difficult to obtain higher credit.

Of course, we do not rule out the possibility of encountering a low limit. The credit limit applied for is only 5,000 yuan. If you get such a low-limit credit card and have to bear an annual fee of 2,000 yuan/year, will you? Choose to cancel the card or continue to use the card?

Card holders should decide based on their actual needs. If your annual overdraft consumption needs are close to 200,000 and you have such financial ability, then there is still no need to cancel the card. If you really feel that the limit is too low and you don’t want to use it, then you might as well learn from ICBC’s tips for quickly increasing the limit:

1. Strive to improve the star rating of ICBC credit cards and deal with ICBC more, such as deposits, transactions, financial management, etc. Go to ICBC;

2. Make more purchases with the card and increase the credit limit;

3. Provide new financial certificates;

4. Maintain a good credit record Record.

Although the limit of ICBC’s black and white food cards is generally more than 50,000, some cardholders have only applied for a few thousand food cards. It is recommended that if you can afford the annual fee, you can use the card to increase the limit. Don't cancel the card easily.