In the face of the huge bad debts of banks, credit card collection is necessary. Banks hope to cooperate with high-quality collection companies composed of professionals who have many years of experience in credit investigation and rich experience in collection management. Because if there is a problem in the collection business, it will not only reveal the customer information of the bank, but also damage the reputation of the bank, so all banks hope to find a collection company with good reputation and long-term cooperation.
3.5438 June +20201October Address Book explosion has been explicitly prohibited by the state, and it is not allowed to collect money from third parties unrelated to debts or disclose overdue cardholder information! In addition, it is strictly forbidden to threaten, insult overdue cardholders, seriously harass telephone calls and other improper collection behaviors. Under special circumstances, if it is confirmed that the amount owed by the credit card exceeds the cardholder's repayment ability and the cardholder is still willing to repay, the issuing bank can negotiate with the cardholder on an equal footing and sign a personalized installment repayment agreement. It can be divided into 60 periods at most. Many people go to the bank to apply for installment repayment, but the bank basically said that there was no such business in the early stage, or directly said that you did not meet the negotiation conditions and refused directly. If everyone can easily make a phone call, the bank can agree to stop the installment payment, then the world will be peaceful and there will be no bank collection! Professional things still need professional people.