When receiving life insurance maturity benefits and various annuity benefits, the information you need to bring is: ⒈ insurance policy; ⒉ household registration certificate of the insured; ⒊ identity certificate of the beneficiary (if the local household registration management does not require it) Minors do not need to apply for identity documents, but can use proof of user registration).
After all the materials are prepared, you need to write a power of attorney in person or have another person handle the matter on your behalf. Go to the service point designated by the insurance company and fill in the relevant written materials before you can handle it.
Additional explanations include the following points: ⒈Notice of collection: The insurance company will generally send a notice of payment to the policyholder before payment; ⒉Time of collection: The anniversary of the policy statement after the insured's survival benefit reaches the agreed payment age anniversary. ; ⒊ Receipt amount: Under normal circumstances, the payment is based on the amount of survival insurance. However, if there are unpaid or advanced premiums in the original policy, it will be deducted first when paying, and if there is still a balance, it will be paid; ⒋ Receipt method: Customer The first time payment must be made at the company, and at the same time, the method of receiving the renewal survival bonus must be selected, that is, bank transfer or manual collection; ⒌Authorization: If you choose the bank transfer method, you must sign a transfer authorization letter with the insurance company. When the customer's name, transfer bank or account number changes, a new transfer authorization letter must be signed; ⒍Policy recovery: After receiving the policy, the policy should be returned to the insurance company for record.
It will not be recovered until all procedures have been completed. If you are afraid of an accident, you can make a copy of the policy.
Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance