As we all know, there are many channels for credit card repayment now. In addition to Alipay channel, online banking repayment channel is also a common repayment channel. Due to many credit card repayment methods, the adjustment of Alipay has limited impact on users. This means that large repayment can be made through channels such as bank online banking. So, what does Alipay's credit card free quota mean?

What does Alipay's credit card free quota mean?

According to the regulations of Alipay, the free credit card repayment amount of Alipay refers to the free credit card repayment amount provided by Alipay to users. If the amount exceeds the free credit card limit, you need to pay a handling fee according to a certain proportion, which means that you have to charge a service fee for repaying the credit card through Alipay. If users need to increase the free quota, they can redeem it through Alipay membership points.

Summary: According to the current standard of Alipay, Alipay provides users with a free quota of 2,000 yuan per person per month, and the service fee will be charged at 0. 1% for the part exceeding 2,000 yuan. In other words, the cardholder can repay the credit card for 2000 yuan through Alipay channel, and after this amount is used up, a handling fee of one thousandth will be charged for each repayment.