The money you pay back in installments with a credit card can be borrowed. Generally, every time you repay an installment on a credit card, part of the credit card's credit limit will be restored. At this time, the restored limit can be used for credit card purchases.

However, after swiping the card for consumption, the user must repay on the next repayment date or apply for installment again. Generally, you need to pay attention to the following when making purchases after repaying a credit card in installments: 1. You need to pay a certain amount of handling fees according to the number of installments; 2. There is no handling fee when purchasing items in bank credit card malls; 3. You need to pay them on the monthly repayment date. Complete the repayment before; 4. The maximum installment amount is equal to the maximum authorized limit of the credit card; 5. Once the installment payment is applied for, the corresponding amount in the card will be frozen immediately; 6. Repay one amount and unfreeze one amount; 7. The amount is sufficient, and multiple installments can be carried out .