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Online shopping credit card recommendation: CITIC naughty bag card can have!
Give you a super invincible universe!

How are everyone's hands? Xiao Ka probably stayed up for two or three nights and won numerous Taobao prices in JD.COM.

After all, the weather is hot! Nothing is more pleasant than unpacking at home after online shopping!

Just today, CITIC Taobao V card was upgraded to CITIC Naughty Card.

Let's evaluate it!

Formerly known as CITIC Taobao V Card, the rights and interests are accumulated according to the membership level of Taobao. At the end of May, the membership level was updated for the last time as the permanent integral multiple standard of this card, and there was no mention of upgrading or downgrading.

Citic, if you are short of designers, go and recruit people.

Some basic information:

1, annual fee. 200 yuan/year. Within 30 days after the gold card is approved, the annual fee will be exempted for the first time and 5 times in the following year.

2. New house ceremony.

The privileges enjoyed by new households (referring to applicants who have applied for CITIC Credit Card or cancelled it for more than 6 months for the first time) are as follows:

Within 60 days, the points will be exchanged for 399 US backpacks;

Taobao APASS members apply for naughty bag card for the first time, and get 1 extra travel suitcase after counting the points within 60 days. (Cam thinks that if we can run apass, this box will be available ...)

3. Deferred insurance

4,9 shared switching

Each customer will get 1 rights when spending RMB 299 (inclusive) on the designated merchant's card every natural month, and get 2 rights when spending six times, and get 3 rights when spending nine times, with no more than three times per month.

Exclusive for new customers: New customers who have been approved since May/July, 20 1 day can get additional 1 activity rights if they spend their single cards at designated merchants (including) every natural month within 90 days from the date of approval (before February 30, 20 17).

Tired of watching? Have a biscuit.

As for the integral rule that everyone is most concerned about, it is like this!

Off-line transaction

The amount is unlimited, 1 yuan 2 points.

online transaction

Alipay rapid payment

Ordinary members: 1 yuan 3 points, special days 1 yuan 6 points, the upper limit is 3 times the amount or 30000 points, whichever is lower.

Svip: 1 yuan 4 points, special day 1 yuan 8 points, the upper limit is 3 times of the quota or 30,000 points, whichever is lower.

APASS member: 1 yuan 5 points, special day 1 yuan 10 points, the upper limit is 3 times the quota or 40,000 points, whichever is lower (negligible ... few people are Paz).

All other online payments

Brush less than points.

Special rules

Special days are the 9th of each month and19th; And every February,11day and 12, the online payment points on special days are doubled.

On the whole, Cam thinks it's ok, there's no surprise, but it's not too watery.

It is better to keep the rights and interests of Taobao V. According to the policy given by CITIC, the last updated membership level at the end of May will be used as the permanent integral multiple standard of this card, and it will not be upgraded or downgraded.

Generally speaking, for those friends who have never bought a card online, Xiao Ka thinks that a new naughty card can still be applied for. If you already have an old Taobao V, whether you hold it together depends on your daily demand for Taobao credit cards!