In addition to the benefits of the CCB basic card, the Longka Yidai Card is mainly dedicated to credit card installment business. It can realize automatic installment on the billing day and divide it into 3, 6, 12, and 24 installments to choose the number of installments. , where 12 periods is the default number of periods.

The limit of CCB Yidai Card: the limit of regular card is between 3,000 and 10,000 yuan, and the limit of gold card is between 10,000 and 50,000 yuan.

Annual fee policy: Gold card 160 yuan/year, standard platinum card 580 yuan/year. The annual fee is waived during the validity period of the card

Points rules: 1 point for every RMB 1 spent, 7 points for every USD 1 spent

Points validity period: valid forever

Cash withdrawal: The maximum cash withdrawal ratio is 30, the cash withdrawal fee is 0.5 of the cash withdrawal amount, and the minimum domestic fee is 2 yuan

Minimum repayment ratio: 10

Interest-free period: minimum 20 days , up to 50 days

SMS notification: China Construction Bank credit card charges a monthly transaction SMS notification fee of 3 yuan