First of all, if the number of overdue credit cards exceeds a certain limit, they will be listed in the bad information list of the credit information system of the People's Bank of China, which will have a negative impact on personal credit records. When applying for a passport, the public security organ will examine the applicant's credit record, whether applying for a new passport or renewing it. If the applicant's credit history is found to have bad information such as overdue, he may be refused to apply for a passport.
Secondly, according to the provisions of the Entry-Exit Administration Law, individuals must provide true and accurate personal basic information when handling exit (border) documents with the public security organs. If bad information such as overdue is found in the applicant's credit record, the public security organ has the right to doubt the authenticity and accuracy of the personal information provided by the applicant, which may lead to the rejection of the passport application.
To sum up, three overdue credit cards will have an impact on going abroad to apply for a passport. Overdue will affect personal credit records. When applying for a passport, personal credit records will be examined by public security organs, which may lead to the rejection of passport applications. Therefore, it is recommended that you pay attention to the repayment time when using credit cards to avoid overdue situations.
Supplementary information:
China People's Bank Credit Information System is a database established by Chinese financial institutions to supervise and evaluate personal credit status, and records personal credit information and bad records. The Entry-Exit Administration Law is a law formulated by the China Municipal Government to manage and supervise the behavior of people going abroad, which stipulates the conditions and examination procedures for applying for passports. These two aspects together provide a basis for the influence of overdue credit cards on passport handling abroad.
Please note that the above information is for reference only and is not a formal legal interpretation. In specific cases, we should judge and deal with them according to the actual situation and the specific interpretation of the law. It is suggested that individuals with relevant needs consult the public security organs or relevant professional institutions in time in order to obtain accurate and up-to-date information.