In the case that the card is standard platinum level or above, or the card itself is a VISA/ MasterCard /JCB single identification card, the foreign currency of the transaction will be automatically converted into RMB by CCB according to the foreign exchange purchase exchange rate on the entry day, and no currency conversion fee will be charged.

For ordinary cards and gold cards, the bank will charge 1.5% currency exchange fee if the transaction is in pounds (generally, the foreign currency of CCB credit cards is dollars or euros). When repaying, you can choose to purchase foreign exchange on the same day through CCB online banking, mobile banking, WeChat or customer service hotline.

Through the UnionPay network transaction, the foreign currency traded is directly converted into RMB at the UnionPay exchange rate, and no currency conversion fee is charged.