You need to bring proof of assets for document review and verification.

1. According to the relevant bank regulations, credit cards applied through online channels need to be reviewed and verified after being mailed to the branch. Only after verifying the income, assets and other supporting materials of the card applicant can the credit card be collected. Card.

2. According to Article 41 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": the card-issuing bank shall conduct a credit investigation on credit card applicants, fully verify and completely record the applicant's valid identity, financial status, Consumption and credit history and other information, and confirm that the applicant has a fixed job, a stable source of income or reliable repayment guarantee.

Credit cards shall not be issued if there are doubtful information in the credit card application materials, missing review comments, failure of reviewers at all levels to sign (sign, seal, enter work code), or lack of system review records.

3. According to Article 49 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": the card-issuing bank shall establish operating procedures for credit card activation, and shall verify the identity information of the credit card holder before activation.

It is not allowed to activate a credit card whose use contract (agreement) has not been confirmed by the signature of the applicant and the identity of the cardholder has not been confirmed through the activation process. New credit cards, lost cards, damaged cards, expired cards, etc. must be activated before they can be used by cardholders.

Extended information:

Card-issuing banks should provide information inquiry services and disclose credit card products and services, usage to cardholders through bank websites, card user manuals, electronic banking and other channels. Description, articles of association, employment contract (agreement), charging items and standards, risk warnings and other information.

The card-issuing bank should provide reconciliation services. The statement should at least include the transaction date, transaction amount, transaction currency, transaction merchant name or code, current repayment amount, current minimum repayment amount, due repayment date, precautions, card-issuing bank service phone number and other elements. The specific form of reconciliation service shall be agreed upon by the card-issuing bank and the cardholder.

Card-issuing banks should provide complaint handling services, establish unified and efficient complaint handling procedures based on the characteristics and complexity of credit card products (services), clarify the management departments for complaint handling, and publicly disclose complaint handling channels.

Luoyang Net - The Agricultural Bank of China credit card has been approved, but the branch will not accept it

?China Government Net - Supervision and Management Measures for the Credit Card Business of Commercial Banks