Shanghai and Wuhan are the northern and southern head offices of Bank of Communications, and the card issuing places are both in Zhuhai, Guangdong. There is no problem with this. If you learn more about it, you will know that bank credit cards are generally produced in Guangdong.
When you apply for the card, you should only provide your ID card, and then use your academic qualifications to submit the documents. There is no photo of your work badge or anything, right?
If you have received the approval, it will probably be sent to the mailing address you filled in within 7 to 10 days. If you have not received it within 10 days, please go to the mailroom of your unit and ask first (assuming it is sent to unit), if you are sure there is not one, you can go to the post office near where you are to get the registered mail with the code (enter your ID number online to check and you will know the number). If you are afraid of trouble, just call customer service and ask for a resend, but it will still arrive by 7 10 days.
As for the quota, if you have a college degree, it is generally 5,000 to 1,000. If the unit is particularly good, like a state-owned enterprise, the position is particularly formal, the working experience is relatively long, or if you are a woman, it will be between 1,000 to 3,000. .
Nowadays, there are two ways to apply for a credit card. One is at the counter of a bank branch; the other is a card center salesperson who can sweep the floor and set up stalls. It's all true. As for the agency services and fees, they are just agents and scammers. Because credit cards are bank financial products and back-end services, bank branches do not focus on them and only have a few performance indicators every year. The performance requirements for tellers are deposits and wealth management products. As a result, when the salesperson goes out to apply for a card, he or she is usually hot-faced but cold-hearted, because they are worried about whether they are cheating, and then switch roles when the need arises. . Hey, I've seen both kinds in the long time I've been applying for a card.
As for increasing the limit, Bank of Communications requires the bank to adjust it independently according to your usage, unlike other commercial banks that automatically increase after six months of use.
Another reminder, even if the quota is high, don’t use it without restraint. After all, it is equivalent to borrowing money from the bank and needs to be repaid. Act according to your ability; it is easier to get a mortgage or business loan with good credit. Generally, two credit cards are used, and other cards can be kept for collection. Cards that are more special for a period of time, such as the Bank of Communications Expo Card, are out of print