The used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and must be repaid in one go on the due payment date. The specific repayment amount will be shown on the bill. If it is not repaid on time If the account is repaid, the accountant will charge interest. The validity period of the temporary credit limit on your credit card is the period of time your temporary limit is used. After the expiration date, it will be restored to the original limit. If you need to extend the validity period of the temporary quota, please apply again after the temporary quota expires.

If you fail to repay the minimum payment on your bill in time before the payment due date, late fees and interest will be charged, and your personal credit will be affected. The late payment fee is 5% of the unpaid portion of the minimum repayment amount, with a minimum charge of RMB10 yuan or USD1 yuan. Interest will be charged on all consumption in the current period starting from the recording date (usually the next day after consumption), with a daily interest rate of 0.05% until you pay it off in full. In order to avoid affecting your personal credit, it is recommended that you repay your bill on time. If it is not convenient to pay off the bill in full, please pay at least the minimum repayment amount on time.