Those who are sued for debt arrears do not need to appear in court. Our country's laws stipulate that if a defendant refuses to appear in court without justifiable reasons after being summoned by a subpoena, or leaves the court midway without permission from the court, a default judgment may be made. After the court makes a judgment, you should perform your obligations. If you fail to perform, the other party has the right to apply for compulsory execution and execute the property in your name.

What is the process for overdue prosecution of Bank of Communications credit cards

1. The bank notifies the credit card user to repay the overdue balance and notifies the deadline

2. Prepare materials for formal prosecution , the court issues a summons and response materials;

3. The absence of the defendant will not affect the outcome of the trial and judgment when the court hears as scheduled, and the court will formally notify the consequences of non-repayment;

4. If If you insist on not repaying bank credit card loans, the bank will apply for enforcement and confiscate other bank funds.

Legal basis: Article 146 of the "Civil Procedure Law of the People's Republic of China"

If the plaintiff refuses to appear in court without justifiable reasons after being summoned by subpoena, Or if you leave the court midway without the permission of the court, the lawsuit may be dismissed; if the defendant counterclaims, a default judgment may be made.

Article 147

If the defendant refuses to appear in court without justifiable reasons after being summoned, or leaves the court midway without permission of the court, a judgment may be made in absentia.

Article 148

If the plaintiff applies to withdraw the lawsuit before the judgment is pronounced, the people's court will decide whether to grant it or not.

If the People's Court decides not to allow the lawsuit to be withdrawn, and if the plaintiff refuses to appear in court without justifiable reasons after being summoned by subpoena, a default judgment may be made.