Everyone knows that all China Merchants Bank credit cards are entitled to a certain quota, but there are exceptions for certain credit cards. For example, this China Merchants Premium Platinum Installment Credit Card has an independent quota, which means that the installment will not be occupied like other banks. Let’s find out your fixed amount below. China Merchants Premium Platinum Installment Credit Card, also called China Merchants Bank Installment White, its information has been clearly introduced on the official website of China Merchants Bank, so let’s briefly describe it: 1. This card mainly features the installment function, and the cardholder’s monthly bill consumption is less than 300 yuan. Automatic installment is available. The number of installments is mainly selected by the cardholder and can be changed every six months. 2. This card has an independent credit limit, with a minimum of RMB 60,000 and a maximum of RMB 300,000. It can be used separately from other China Merchants Bank personal credit cards. 3. When repaying, the card provides independent bills and requires separate repayment. If you choose to use the "One Card Automatic Repayment" function, you need to set up a separate One Card account for automatic deduction for the platinum installment account. Some cardholders said that when they applied for the card, they found that its limit was the same as that of the gold card. They did not see any differences. This is because you did not find the right method. If you see that the available limit is the same as that of the gold card account, you can call the China Merchants Bank credit card service hotline and ask customer service to help reapply for the temporary limit, and then the limit will become independent.

Examples from card friends Regarding the issue of independent quotas for platinum installment cards, in my case, the card was approved for 60,000. It was the same as the original account at the beginning. After calling customer service for consultation, the customer service transferred to the backend and transferred 2 The credit limit of the card is opened independently. The limit of the gold card is temporarily increased from 50,000 to 125,000, and the platinum card limit is 60,000 in installments without affecting each other. No. 16 card, after the card arrives, there is no problem when swiping the card and it is still independent. China Merchants Premium Platinum Installment Credit Card (maximum credit limit of RMB 300,000; automatic installment for consumption summary, double points for the installment amount; exclusive platinum privileges)