2. If you want to get a credit card and have the repayment ability, you can swipe it within your tolerance. You can do this:

Find a part-time job or a friend's company to work for one month, fill in this work information on the credit card application form (I suggest you apply for a card at Guangfa Bank and log in to official website), and then resign after you get the card.

Credit card is your future money, so you can pay as much as you can. If unable to repay, a large amount will lead to credit card fraud and be sentenced.