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Can I be a shareholder after paying off my credit card?
Of course.

The overdue and repayment of credit cards are not necessarily related to whether you can be a shareholder or not.

Those who are listed in the blacklist of bank credit information are not allowed to register as legal persons. Those who are not included in the list of serious dishonesty may be included in the blacklist of bank credit information. It is not allowed to register the company as a legal person. Those who are not included in the list of serious dishonesty may be registered as shareholders, but they cannot serve as the legal representative of the company. A registered company serves as a shareholder, but it cannot serve as the legal representative of the company.