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Can I get a loan if I have a China Merchants Bank credit card?

1. Can I get a loan if I have a China Merchants Bank credit card?

If you are a credit card holder of our bank, it is recommended to increase the credit limit or apply for consumption backup

For example: the minimum single application amount for consumption reserve fund is RMB 5,000 yuan, and the maximum amount is no more than RMB 300,000 yuan;

Log in to the mobile life client - "Card Payment" - "My Reserve" Apply for "Gold" here, please refer to the review results.

2. How to get a loan with a China Merchants Bank credit card

You can apply for a loan with a China Merchants Bank credit card. Generally, you can apply for car installment and cash installment loans. Car installment means buying a car in installments with a credit card, and cash installment means borrowing cash in advance. However, no interest is charged for cash installments, only installment fees are charged. To apply for a credit card loan, you can apply through online banking, mobile banking, telephone customer service and other channels. Love installment advertising application and quick three-step payment! To apply for a CMB credit card loan, just go directly to a CMB branch. The following materials are generally required to apply for a loan: 1. Valid documents. 2. Proof of work income. 3. Proof of loan purpose. 4. Depending on the type of loan, different loan materials are provided, such as car loans and housing loans, and corresponding loan contracts are required.

3. Can I get a loan if I have a China Merchants Credit Card?

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