Credit card billing date, referred to as billing date, refers to the date when the card-issuing bank (or institution) records the contents of credit card clearing transactions in the cardholder's account. In other words, every consumption we make will be recorded.

But it should be noted that. Generally speaking, the credit card billing date and the credit card transaction date are not the same day. Under normal circumstances, the bank will transfer the credit card charges to your account on the second working day. You can log in to online banking or call the credit card center the next day to inquire about the details of credit card transactions.

Second, the transaction is different:

Credit card billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement for you. This date is your credit card bill.

For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The interest-free repayment period varies according to the regulations of each bank. The shortest is from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date of next month. If the billing date is 1 day and the final repayment date is 20 days, the shortest is 20 days and the longest is 50 days.

Extended data:

Repayment method:

1, within the issuing bank

This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

2. Micro-silver POS mobile phone

3. Micro-bank POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card.

4. Transfer/remittance repayment

Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

5. Online repayment

Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.

Baidu encyclopedia-credit card

Baidu Encyclopedia-Notice of the People's Bank of China on matters related to credit card business