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How many credit cards do you have from China Construction Bank? Is the limit *enjoyed?

If you have several CCB credit cards, is the limit *entitled?

Yes. The limit of multiple CCB credit cards under the same cardholder's name is guaranteed. For example: the limit of card A is 10,000, and the limit of card B is also 10,000. If card A uses 10,000, card B will have no limit; if card B has a limit of 10,000, The card has been used for 6,000, so Card A can still use 4,000. If the poster hopes that the limit of the new card can be higher, then do not use the card to apply for the card, and do not apply through online channels. It is best to go to the outlet counter and follow the new card application process, which is to provide some personal proof of financial resources, which will be more satisfactory. Conducive to re-approving the credit limit of the new card. But why do everyone have to apply for several cards from the same bank? That’s because different cards have different functions. For example, I have three CCB credit cards with a maximum limit of 20,000, a dual-standard global payment card, and a Hot-purchase credit cards UnionPay single-label card, plus an ETC credit card. The division of labor is very clear. Global payment cards are used for overseas shopping or overseas use in the future. Popular cards are used locally and have many discounts. Moreover, UnionPay activities are strong and ETC is high-speed. Therefore, the functions of credit cards are king now, and major banks compete. It is also the function of a credit card, and the limit can be gradually increased~ Are the two credit card limits of China Construction Bank shared?

1. The limit of all credit cards (including supplementary cards) under the name of China Construction Bank is For ***, the sum of the overdraft limits of all cards cannot exceed the limit of the card with the highest limit.

Note: If the user holds a dual-currency card, the RMB and foreign currency limits are also applicable.

2. Cash withdrawal with credit card:

CCB credit card has the function of cash advance (cash withdrawal). Users can do this at the counters of various CCB outlets in China, ATMs or other bank ATMs with the UnionPay logo. Withdraw RMB cash; withdraw local currency at overseas ATMs or bank counters with VISA, [PLUS], MasterCard, [CIRRUS], JCB or UnionPay logos.

In order to protect the user's account security, the consumption/cash withdrawal password is required when withdrawing cash. The cash advance limit is set according to the user's card usage, and generally does not exceed 50% of the user's credit limit, and cannot exceed the current available credit limit of the card (credit limit - used limit). There is no interest-free period for cash advances. Is the credit limit of CCB credit card exclusive?

Yes.

All major CCB credit cards applied for under your own name are guaranteed to have the maximum limit. No matter how many cards you apply for, you will always use the limit.

For example, if card A has a limit of 10,000 and card B has a limit of 10,000, this means that the two cards can use a total of 10,000. When one of the cards uses up the limit of 1,000, the other card cannot used. Is CCB’s credit card limit exclusive?

It is exclusive.

For individuals, no matter how many CCB main credit cards are applied for under their name, the limit is exclusive.

For example, if the credit limits of card A and card B are both 20,000, then when card A has spent 20,000, card B cannot be used. When the repayment is made to card A, the available credit limit of card B will be The repayment amount of Card A is restored. If you repay 10,000 yuan, you can spend 10,000 yuan on card B. There are more than 80 credit cards, and I have applied for more than 50 credit cards from China Construction Bank (the limit is exclusive) and 30 from China Guangfa (the limit is also exclusive)

Having too many credit cards is not a good thing! You can check your personal credit at the People's Bank of China in the provincial capital city!

If it is Zhang, are the two credit card limits shared?

If it is a China Merchants Bank credit card, it is shared. Is the limit of multiple credit cards with the same bank shared?

Yes, the limit is shared, but be careful. Some banks don’t care which card you swipe. Just put it in any card, but for some banks, such as Bank of China, Industrial and Commercial Bank of China, etc., the card you swiped must still be in which card

Yes. ***The limit is the same as the credit card with the highest credit limit, but it cannot exceed the limit of your single card.

So there is no need to apply for multiple credit cards.

The limits of all credit cards (including supplementary cards) under the same name are exclusive. The sum of the overdraft limits of all cards cannot exceed the limit of the card with the highest limit. Are the credit limits of two credit cards from the same bank the same?

Generally, yes,

Generally, cards under the same name of the same bank,

You can use one quota.