Choose spot exchange or cash for U.S. dollar repayment, which means you are prepared to repay the U.S. dollar debt in U.S. dollars in spot exchange or cash. If you have enough U.S. dollar deposits in your bank account, or you hold U.S. dollars in hand If you use a check, you can directly transfer the money to repay. In this case, you will repay in cash. If you hold enough U.S. dollar cash in your hand, you can repay the loan directly in cash. In this case, you will repay the loan in cash. The two forms of repayment mainly depend on whether you prefer to repay by transfer or cash. There is only a difference in form, and there is no essential difference. Because it is a U.S. dollar debt, no matter whether you repay in cash or in cash, the amount will be different. It's all the same. The difference in price between spot exchange and cash only occurs when it is converted into domestic currency. Since spot exchange is far superior to cash in many aspects such as storage, custody, and transfer, spot exchange is worth more than cash during exchange. .