1. When the credit card is overdue multiple times, or there is suspicion of cashing out, or there are multiple consecutive large-amount integer card payments, overseas purchases, or simultaneous card payments in two places, the credit card will be frozen.

2. ①Multiple overdue situations

3. Different overdue situations have different consequences. Generally speaking, if you are overdue for more than three consecutive months, the bank will freeze the credit card and report it to the bank. Central bank personal credit report.

4. It should be noted that overdue does not only refer to overdue credit cards. Multiple overdue bank loans of other types will also cause the credit card to be frozen.

5. ② Suspicion of cashing out

6. Cashing out violates the law. The bank clearly stipulates that cardholders cannot use credit cards to cash out.

7. Once the bank finds out that the cardholder’s cash withdrawal behavior is true, the credit card will be frozen.

8. ③Abnormalities in credit cards

9. If there are multiple consecutive large-amount integer card payments, overseas purchases, and card payments in two places at the same time, the bank will consider the credit card to be abnormal. , in order to prevent your credit card from being stolen, the bank will freeze your credit card.

10. ④ Entering the wrong password more than three times

11. When using a credit card to make purchases, if you continuously enter the wrong password, the credit card will also be frozen. Different banks have strict requirements for continuously entering the wrong password. The regulations are different. Some banks will freeze your credit card if you enter the wrong password three times in a row, while others will freeze your credit card if you enter the wrong password five times in a row.

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