The credit card situation is as follows:

1. The magnetic stripe of the credit card must be cut off to prevent others from using it and causing debts. If you want to keep it, you can use a magnet to repeatedly slide on the magnetic strip to create artificial degaussing.

If you don't use the savings card, you don't need to cancel it. But if you use it again in the future, you will pay the arrears, and the problems that others may cause will be borne by the head of the household. It is suggested that if you don't cancel the savings card, you should at least break it and throw it away. The passbook can be burned directly.