The certified unit refers to the certification unit entrusted by our customers to send a letter to our bank to confirm the credit status of business dealings with our bank in order to meet the needs of external audit, evaluation and other businesses.
A credit unit refers to an accounting firm that sends a letter to our bank in the name of a credit unit to inquire about the business relationship between the credit unit and our bank, and requests our bank to reply.
Bank card business
ICBC is the largest credit card issuer in China and one of the most complete credit card issuers. New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the service system construction of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.
At the end of 2007, the number of credit cards issued was 23.38 million, and the consumption amount reached1.61.90 billion yuan, which continued to maintain the market position of paying equal attention to both card issuance and consumption. The credit card overdraft balance was 82,465.438 billion yuan, an increase of 59.5%.
By the end of 2009, the number of credit cards issued by ICBC had exceeded 52 million, an increase of nearly130,000 a year, with an increase of 33%. Not only did it rank first among credit card issuing banks in China, but it also surpassed three world-class credit card giants such as Discovery Card, American Express and First Capital in a year, achieving a perfect "triple jump" and becoming the fourth largest credit card in the world after JPMorgan Chase, Bank of America and Citigroup.
Establish a personal financial service model based on debit card; Strengthen the integration of marketing channels with the advantages of multi-account and multi-function of Peony Link Card; Give play to the role of Peony Link Card in payment and settlement, and divert the pressure on the counter. At the end of 2007, the number of debit cards issued was 654.38+87 million, an increase of 8.58 million, and the annual consumption was 454.3 billion yuan, an increase of 765.438+0.4%.
At the end of 2007, the number of bank cards issued exceeded 2 1 10,000, an increase of 2149,000. Bank card business income was 4.537 billion yuan, up 40.6%.
ICBC actively promotes the popularization and application of chip cards. By the end of May 20 12, the circulation of various chip cards of ICBC had exceeded 5.5 million, ranking first among domestic peers. Among them, the number of chip credit cards issued reached 5.38 million, an increase of1110,000 compared with the beginning of the year, with an increase of 26%. The number of chip debit cards such as chip cards for wealth management accounts is close to130,000. At the same time, ICBC has also made great efforts to improve the acceptance environment of chip cards. More than 90% of ICBC's self-service machines can accept chip cards, which has laid a solid foundation for the further popularization of chip cards.