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Does credit card phone payment need to be enabled?

Accurately speaking, credit card phone payment should be called credit card offline payment. In fact, relatively few people use this function, and many people don’t even know it. The key to whether you can use the offline payment function is whether the merchant has a contract with the bank where you issued the card. Generally, merchants that provide offline payment are very formal merchants. Only this merchant and your card issuing institution have an offline payment agreement. . One more thing, with the development of online payment, some banks have begun to gradually reduce the method of offline payment over the phone. First, there are certain risks, and second, online payment is safer and more convenient. However, the offline payment method is very convenient and has been used for many years. It will still become a very important payment method in the future.