1, the merchant didn't open the flower garden to collect money.
Flower buds can only be consumed by online and offline merchants with the flower bud collection function enabled (if the flower bud collection function is not enabled online, you can use flower buds for face-to-face consumption as long as the amount of a single order does not exceed 150).
2. The merchant receipt code has not been opened.
Bai Hua only supports scanning the merchant's payment code. If the merchant only provides the owner's personal receiving code, it is naturally impossible to pay successfully.
3. It is risky to systematically monitor the transaction.
After each transaction is completed, the system will evaluate it. If the system monitoring finds that there are certain risks in the current trading environment, such as suspecting others to steal the brush or thinking that the merchants who consume it are not standardized, the transaction will naturally be restricted.
The consumption amount has exceeded the limit.
The transaction amount is too large, which has exceeded the consumption limit set by the user, or exceeded the limit set by the system, or exceeded the flower bud collection limit set by the merchant.
5. The available amount in the account is insufficient.
At present, the available amount in the flower bud account is lower than the commodity amount, so it is naturally impossible to pay the transaction (if you choose to pay the flower bud by installment, you must also ensure that there is enough money in the account to pay the commodity amount at one time).
6. The instability of the account is controlled by the wind.
Because the account information is frequently modified, the authentication identity information is expired, or the login account of different devices is frequently changed, the account is always logged in from different places. , account security risks, leading to system risk control.
7. Bai Hua's recent repayment is overdue.
Recently, Bai Hua failed to repay the loan on time before the repayment date (inclusive), which is overdue. It was submitted to Sesame Credit by the system and reported to the central bank for credit investigation, resulting in personal credit damage, so the system froze the quota and restricted the use.
8. Sesame credit score declined.
Due to some problems such as record keeping, behavior accumulation, identity certificate and asset certificate, the credit score of Sesame dropped below 600, and the system closed the Bai Hua account.
9. There are bad records in the credit report. Recently, bad records such as credit card overdraft, overdue credit or guarantee appeared in users' personal credit report, which indirectly affected the flower shop's function.
10, system maintenance and upgrade.
Maintenance and upgrade are under way to fix faults and optimize services. During this period, the system will temporarily lock the account and temporarily stop providing services.
You can enter information in "Cuifeng Data" to know your personal credit status, including online black index scores of credit cards and online loans, blacklists, online loan application records, application platform type, overdue, overdue amount, estimated credit line and other important data.
Extended data:
How can there be interest on interest-free installment repayment in Bai Hua?
Flower buds are repaid in installments without interest, but the system still charges interest. Users need to check whether they have selected the minimum repayment amount of flower buds before, or whether the previous flower buds are overdue, so that interest will appear in the bill.
Under normal circumstances, flower beds do not charge interest. For example, full repayment, users can enjoy the interest-free discount of Huayuan.
Once the minimum repayment amount is selected, or the previous flowers are overdue, the system will charge interest on a daily basis. The former charges interest but does not affect personal credit, while the latter will directly affect personal credit.