1. Can I buy a car in installments with a CCB credit card? How to buy a car?

Buying a new car at the end of the year to celebrate the New Year is a big deal, but what if you don’t have enough money in your wallet? Of course, you use a credit card to apply for installment, so the question is, can you buy a car in installments with a CCB credit card? How to buy a car?

Can I buy a car in installments with a CCB credit card? First of all, I can definitely tell you that CCB credit cards can be used to purchase cars in installments. The meaning is: when CCB Long Card cardholders agree to pay the down payment, they apply to CCB for Long Card credit cards (but this does not include business cards, student cards, affiliated cards, etc.) card and guarantee card), purchase a family car at a CCB designated dealer. After approval by China Construction Bank, the actual installment amount will be divided into several equal installments, and the cardholder will repay the loan monthly within the agreed period and pay a certain handling fee. How to buy a car by installment with CCB credit card? 1. The car buyer first selects a car at a CCB designated dealer, test drives the car of his choice, and negotiates with the dealer to determine the purchase price; 2. Present the CCB credit card, ID card, employment certificate or real estate certificate to the dealer, and fill in the installment plan Car purchase payment application form; 3. The dealer submits the car buyer's application materials to CCB; 4. After CCB approves, the car buyer goes to the dealer to pay the down payment and handle insurance and other related procedures; 5. The dealer submits the car buyer's application information to CCB Good down payment, insurance and other relevant information; 6. After the information is approved, you will receive a notice to pick up the car. The car buyer pays the balance by swiping the card at the dealer and picks up the car; 7. Repay in monthly installments through a CCB credit card. The above are some methods of using CCB credit card to buy a car in installments. I hope it can help friends in need. Introducing, you can apply for various credit cards quickly and safely.

2. Can a CCB credit card with multiple credit limits be used to finance a car purchase

Application materials for mortgage car purchase:

1. Original documents and provide copies;

2. Occupation and economy

3. Car purchase agreement, contract or letter of intent to purchase a car signed with the dealer;

4. Other documents required by the cooperative agency material.

3. Can any CCB credit card be used for car purchase installment? Are there any limit requirements?

Business cards, student cards, supplementary cards and guaranteed cards cannot apply for car purchase installment. You can apply for a personal credit card, and there is no requirement for the credit card limit. If the car purchase installment is approved, an additional limit will be determined to pay the final payment of the car purchase, and the credit limit will not be used.

4. Can CCB credit card be used to finance car purchases?

CCB credit card loan car purchase process:

① Users holding a Dragon Card can go to a 4S store that has a cooperative relationship with CCB to choose the car model they like. It is worth noting that credit card loan car purchases are often restricted in car models, and car buyers need to choose among designated car models.

②Submit a credit card car purchase application and submit your CCB Long Card, ID card, and employment certificate or real estate certificate to the car dealer.

③The dealer submits the user application to CCB. If approved, the relevant car purchase procedures can be completed within three working days.

④The car buyer pays the down payment, applies for vehicle insurance, and the dealer submits it to the handling bank.

⑤After 2 working days, you can go to the dealer to swipe your card to pick up the car.