CCB's online banking related business:
1. Personal housing loan business?
Personal housing loan business includes loans issued by China Construction Bank or natural persons entrusted by China Construction Bank to purchase, build and overhaul various houses in Chinese mainland towns.
CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.
CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
2. Credit card business
China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.
The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
3. Silver Star International Express
CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.
Therefore, the credit card of China Construction Bank cannot be activated online.
Extended data:
Functions of CCB Credit Card:
1, guiding role
The guiding role of China Construction Bank's mobile banking is mainly reflected in the guiding role of performance indicators, that is, clear objectives and guide employees' work.
2. Constraint function
Some mobile banks of CCB will clearly tell employees what to do, whether the work meets the performance indicators, constrain their daily behavior and management norms, and focus and objectives.
Step 3: Coagulation
Once China Construction Bank Mobile Banking (CCB) is established, employees will use all kinds of resources and unite all available forces to achieve and complete performance goals, which can unite everyone in a common goal and direction.
4. Competition
The setting of mobile banking in China Construction Bank requires employees to strive to achieve their goals, and the performance indicators define the direction and objectives of employees' efforts, thus providing goals and comparison standards for the competition among employees, departments, enterprises and the outside world, so that employees can compete with each other to complete the performance appraisal indicators.
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