Is it easy to apply for the CITIC-Dianping co-branded credit card? How to apply?

The CITIC-Dianping co-branded credit card is the first credit card exclusively for “foodies” jointly launched by China CITIC Bank and Dianping. With this card, you can enjoy all kinds of online and offline food discounts. If you are interested in this credit card, it is recommended that you apply for the card online. Compared with applying for a card at an outlet counter, you do not need to provide any information when applying for a CITIC credit card online, which can effectively save time in applying for the card and is relatively easy to apply for.

There are many ways to apply for a credit card online. Here are the two fastest methods. You can apply on the official website or apply via WeChat. Fill in your personal information and click submit.

Official website application

1. Open the official website of CITIC Bank Credit Card and click "Apply for Credit Card";

2. Select "CITIC Dianping Co-branded Credit Card" on the application page ", click the "Free Application" button below the card;

3. There will be a QR code on the application page, just scan the QR code to apply for the card.

Advantages: It can effectively ensure the security of users’ information without worrying about the risk of personal information leakage.

WeChat application

2. Enter the official account, click "Apply for Card Online", and select the application bank as "CITIC Bank";

3. At Bank of China On the application page, select the credit card you want to apply for, click "Apply for Card", and it will jump to an application page;

4. Fill in the relevant information on the application page and submit it.

Advantages: This platform is a third-party card-issuing institution authorized by CITIC Bank. All application links are provided by CITIC Bank, which is safe and secure and will not leak the applicant's information.

First of all, applying for a credit card through the Internet greatly saves the applicant's time and cost, and effectively shortens the application waiting time. Secondly, cardholders directly fill in their personal information online, which reduces the risk of information leakage. Thirdly, applying for a credit card through the Internet does not require cardholders to submit complicated application materials, which improves the success rate of application for users who are unable to provide proof of employment and income.

However, since information cannot be provided when applying for a credit card online, the credit limit is lower than when applying over the counter.

How to use Tailong Credit Card Foodie Alliance Card

How to use Tailong Credit Card Foodie Alliance Card is as follows

Use WeChat to bind Tailong Foodie Card and click to enter "Tailong Foodie Card" "Welfare Zone" place an order at the designated merchants of Yichengjiaxuan, and choose WeChat Tailong Food Card to pay to get full discounts.

The Foodie Card can be used to place orders on the Ele.me APP, Koubei APP, the "Word of Mouth" page of Alipay APP, and the "Eleme" applet of Alipay APP. When making payment, click "Place an Order with Foodie Card" That’s it. In addition, the exclusive quota of Huabei Food Card can only be used in Ele.me and Word-of-mouth scenarios, and this exclusive quota cannot be used in other scenarios. If there are any subsequent adjustments, please refer to the latest available channels.

Is it easy to get the Tailong Bank Foodie Alliance Card?

A discount artifact created by Taizhou Bank for Taizhou foodies.

Foodie Alliance Credit Card", you can enjoy a special discount of 10-40% off every 6/7/8, that is, on the 6th, 7th, 8th, 16th, 17th, 18th, and 26th of every month On Sunday, 27th and 28th, if you use your credit card to make purchases at designated merchants, you will have the opportunity to enjoy 10% to 40% off discounts. The quota is limited and it is first come first served. A single credit card is limited to 1 payment per day and 3 times per month. .

Annual fee policy: No annual fee in the first year, and the annual fee for the next year will be waived if the number of consumption and cash advance transactions reaches 3 times in the current year. Interest-free period: You can enjoy the interest-free period for consumption, up to 51 days. If the balance of the current bill is not paid off in full, the interest exemption will not apply.

Is the Tailong Bank Foodie Alliance Card a credit card?

The Tailong Bank Foodie Alliance Card is a credit card. The Foodie Alliance Card is a credit card with an interest-free period. The longest interest-free period is 51 days. There is no annual fee for the first year. You can earn points for consumption and apply for installments. This card has all the functions of a credit card.

Does the China Merchants Bank Credit Card have a card with red lips for foodies?

1. Yes

2. There are many restaurants in the cooperative merchants, and there are discounts on meals. It is also a China Merchants Bank credit card A major feature. Basically, you can get a 5% discount on meals in restaurants. You should know that when making purchases by swiping a card, the sharing rate for the card issuing bank, acquiring POS machine/acquiring bank, and UnionPay is 7:2:1. The rates in the catering industry are relatively high, with the new rate in 2012 being 1.25. If calculated based on the consumption of 100 yuan for meals, the 50% discount on the CMB card is actually only a discount of 4.125 yuan. This amount of money is neither too small nor too much. If you eat 400 yuan, you can save 20 yuan.

3. For consumers, direct cash reduction is far more cost-effective than CMB’s point redemption, coupons, etc. For China Merchants Bank, eating is a high-frequency, relatively low-amount consumption matter.

Can I withdraw cash from the CITIC-Dianping co-branded credit card?

CITIC Bank and Dianping have jointly launched a co-branded card, which has attracted much attention from card friends. In addition to being interested in the card's benefits, many cardholders also want to know whether they can use it to withdraw cash. Of course this is possible, but there are some things you should pay attention to when using this card to withdraw cash. Let’s learn about it together.

The CITIC Dianping co-branded credit card is an exclusive credit card for CITIC Bank foodies. In addition to enjoying the basic benefits of CITIC credit cards such as annual fee exemption, earning points by swiping the card, and high-value flight delay insurance, cardholders can also enjoy to various exclusive privileges for foodies.

For example, new “foodies” will receive 188 yuan of Dianping food coupons with their first swipe of the card; senior “foodies” who meet the monthly consumption standards will receive 50% off the 100 yuan paid by Dianping, and there are even more opportunities. Grab the "Big Overlord Free Order Privilege" and get up to 1,000 yuan in food credits; if you are a "foodie" who reaches the monthly consumption standard, you can get 9 points of CITIC Credit Card redemption, 9 yuan for viewing, wonderful 365, etc.

In addition, this credit card can not only be used for overdraft consumption, but also can be used to withdraw cash. However, it should be noted that there is a prerequisite for using a credit card to withdraw cash, that is, a transaction password must be set. Withdrawal operations can only be carried out with the transaction password.

When withdrawing cash, you must pay attention to some matters, such as cash withdrawal method, cash withdrawal limit, cash withdrawal fee, etc.

CITIC Dianping Credit Card is a UnionPay card, so you can use this card to withdraw cash at ATMs with the UnionPay logo, or you can withdraw cash at CITIC Bank counters.

As for the cash withdrawal limit, the card’s cash withdrawal limit is generally 50% of the credit limit, depending on the cardholder’s card usage. In addition, the maximum cash withdrawal limit for a single day using this card is RMB 20,000. , you can only withdraw up to 5,000 yuan per cash withdrawal, and you can only withdraw up to 20 cash withdrawals a day.

In terms of cash withdrawal fees, CITIC credit card cash withdrawals can be divided into local bank withdrawals, local inter-bank cash withdrawals, non-local bank cash withdrawals, non-local inter-bank cash withdrawals and overseas cash withdrawals, etc. The charging standards for different cash withdrawal methods are different, as follows:

1. The handling fee for domestic RMB cash advance is 2% of the amount of each cash withdrawal, and the minimum charge is 20 yuan per transaction;

2. The handling fee for overseas cash advance is 2% of the amount of each withdrawal 3 of the cash withdrawal amount, the minimum fee is USD 3 or RMB 30 per transaction.

That’s it for the introduction of foodie credit cards.