Hello

For auto financing loans, the minimum down payment is 2%, and the loan period is up to 5 years. Obviously, this requires different materials provided by consumers, and the repayment methods are different. It is understood that auto financing loans do not need guarantees and mortgages, and the car can be picked up on the same day at the earliest.

In general, the more complete the application materials provided by consumers, the faster the approval will be. It takes about one month for the bank to approve and one week for the credit card, and the auto financing company can lend money on the same day at the earliest.