1. Concentrate consumption by using coupons for promotional activities of specific businesses. Ping An Credit Card has some merchants' preferential policies, and some even offer extra benefits. If there are corresponding discounts, it is recommended to concentrate on consumption in these businesses, which makes it easier to achieve the goal of hiding the credit card.
2. installment payment. Ping An Credit Card has a low installment rate, especially in the case of full settlement within the repayment period and early repayment. Therefore, if there is a large amount of consumption that can be phased in, Ping An Credit Card can be given priority, which can not only cover the full amount but also enjoy a low rate.
3. Small amount of decentralized consumption. If there is no big consumer demand, you can also choose small-scale decentralized consumption. In other words, don't spend too much money at a time, but spend it many times at different times and places, and try to avoid a single consumption amount being too high.
4. Know your credit status. According to the credit situation and credit card history, the amount of consumption is reasonably controlled and planned to avoid overdue and other bad records. If you don't know about the big data on your own network, you only need to search: Beijian Quick Check, click Query, and enter information to find your own 1-line credit data. However, with the establishment of Baixing Credit Information, almost overdue online loans will affect personal credit in the future. When you borrow money, you must pay attention to your ability.
to sum up, the above methods can all be used to brush the hidden limit of Ping An Credit Card (debit card) by 3%. Choosing the right consumption mode and making full use of the preferential policies and points system of credit cards can maximize the use of hidden quotas and improve your consumption experience.