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Why do credit cards (debit cards) charge interest?
If the credit card (debit card) has interest, it may be because:

1. If the customer runs the cash withdrawal operation, but the cash withdrawal cannot enjoy the interest-free period, interest will be charged at the daily interest rate of 0.5 ‰ from the date of cash withdrawal until the customer is fully paid off.

2. The customer didn't pay off all the bills on time within the stipulated repayment period, so it generated cyclic interest. All transactions recorded in the account shall bear interest from the day of consumption until the day before the repayment date; The remaining unpaid amount also bears interest from the repayment date until the customer pays off.

The bill itself has the unpaid part of the previous bill, and naturally there will be interest.