Detailed description:

1. According to the regulations of China Banking Association, overdue repayment of credit cards for more than a certain number of days will be included in the credit information system and may lead to legal proceedings.

2. When the credit card is overdue to a certain extent, the bank has the right to submit the overdue records to the basic database of personal credit information of the People's Bank of China, which will have a negative impact on the credit score.

3. Banks can take legal measures to recover overdue debts, and then legal procedures may be initiated, which means that those who are overdue may face court decisions and enforcement.

4. In the process of debt collection, the bank may entrust a law firm or a collection agency for collection.

5. Credit card overdue repayment will increase extra interest, late payment fee and reminder fee, which will further increase the economic burden of the overdue person.

Summary:

The overdue credit card of 5,000 yuan will lead to legal proceedings and may lead to the negative impact of overdue records on personal credit score. Banks have the right to take legal measures to recover overdue debts and can bring legal proceedings. Those who are overdue will have to bear extra expenses and interest.

Extended data: