Legal analysis: The process of being sued for credit card debt: 1. The bank informs the credit card holder to repay the overdue debt and explains the deadline; 2. The bank prepares the materials to formally prosecute, and the court issues a summons and the response. 3. The court will hold a trial as scheduled and notify the cardholder of the consequences of not repaying the money; 4. If the cardholder insists on not repaying the debt, the bank will apply for enforcement; 5. If the cardholder does not have the ability to repay, the public security Agencies may make an arrest for credit card fraud.

Legal basis: "Civil Procedure Law of the People's Republic of China"

Article 120 A complaint shall be submitted to the People's Court and copies shall be submitted according to the number of defendants .

If it is really difficult to write a complaint, you can file a complaint orally, and the people's court will record it and inform the other party.

Article 210: When the People's Procuratorate needs to make procuratorial suggestions or protest in order to perform its legal supervision duties, it may investigate and verify relevant situations with the parties or persons outside the case.