Therefore, many young friends who have just entered the society will choose China Merchants Bank as their first card. However, many young card friends are "white households", and the quota is too low compared with the quota of having multiple bank credit cards.
Today, I'm going to do an issue about "China Merchants Bank Credit Card".
Advantages of China Merchants Bank
1, the amount within 50,000 yuan is raised very quickly, and it is a hurdle to raise wages, which requires certain qualifications.
2, there are many activities, wool is worth catching, and the half-price meal on Wednesday and Saturday is also very good.
3, the vast majority of each issue has gifts to grab, there are rules to follow.
4, the service is the best, no one.
5. Unified account, one account manages all cards. More worry-free
6. For reference only, mainly based on the internal data of China Merchants Bank.
7. There is little risk control. Much like the four major banks.
Shortcomings of China Merchants Bank
1. Some cardholders have a big pit. Due to the high margin, the full repayment that is not renewed due has ruined many people.
2. Visual inspection is the greatest contribution of many licensees, and all stages are completed in a leisurely manner.
3. Small activities make many people into the pit, such as 10 yuan Storm. It is very few people who benefit.
4. Impact score in transition stage. 30% of the total is the best dividing point.
5. It can't involve manual cash withdrawal, and it is completely self-evaluation. The trigger point is still under study.
Financing skills of China Merchants Bank
Method 1: the latest hot code: temporary solid rotation and solid heat extraction.
China Mobile User Editor #TLEY sent it to 1065795555.
China Unicom user editor #TLEY sent it to 9555.
Telecom C network user editor #TLEY sent to 95555.
Tips: Before sending SMS, you must spend at least 15 in the current month. Please brush a large amount when there is only a little left in the card, so that he can't brush it out on purpose.
Then send a text message, there can be no overdue, and the credit card must be activated for more than three months.
Method 2: The latest hot money 1-6 installments are fixed.
A: Enter China Merchants Online Banking.
B: I clicked on the personal popular version of the least number of books, and I am searching hard.
C: Enter the ID number and check the password.
Enter a netcom
E: Click cash installment.
F: Enter the card number.
Method 3: Call directly.
The merchant directly said that he would travel abroad and asked the customer service to increase the US dollar quota. After half an hour, he called back and said that the RMB account was also increased to directly increase the quota, or the temporary quota was increased for traveling abroad.
How to change the temporary quota into a fixed quota is to pay off the temporary quota in one lump sum during the temporary quota period, and then call the account manager to say that these quotas are no longer needed, and the application will be changed from temporary to fixed, and 80% will pass.
Method 4: Add temporary
Many people have verified that temporary investment promotion can be added. Operation method:
(1) Call customer service directly and ask for temporary assistance. Customer service will cancel your quota and reapply.
(2) Enter the website, cancel the temporary quota, and then reapply. Personally, I think it is necessary to cancel and reapply.
The conditions for success are as follows:
(1) The billing date has just passed, and the lowest price has been paid.
(2) Consumption is relatively strong recently, so brush it.
What kind of pits have you encountered with credit cards?